Car Accidents Result In Serious and Catastrophic Personal Injury

Written by Adam Peck Category: Injury Law January 16th, 2013 3 min read

Most people are involved in such accidents at some point in their life. According to the National Safety Commission, there are on an average 6.5 million car accidents every year. In addition to being the primary cause of death, 25% of all car accidents also result in serious injuries and such survivors are often considered lucky indicates California Personal Injury Attorney Steven Peck.

Total loss:

However, even when no loss of life or injury has occurred, there is often significant damage done to the vehicle. If you have been involved in an accident that resulted in the insurance company declaring your vehicle a total loss, you probably have a few questions.

A total loss vehicle is generally declared when the cost to repair the vehicle is greater than 70% of the sale value of that vehicle. If you employ a licensed salvage agent to salvage the vehicle, the cost of that work is added to the cost to repair the vehicle it and may result in total loss being declared. A total loss may also be declared when it is impossible to return the vehicle to its pre-accident condition says California Serious Injury Lawyer Steven Peck.

An insurance adjuster will most likely be involved in the process of declaring your vehicle a total loss. This person is authorized by the insurance company to investigate the actual damages, conduct estimates of the repairs needed, and verify the events leading to the accident. Whenever total loss is declared, regardless of the reason, you should receive the replacement value of the vehicle from the insurance company.

Total Loss Settlement:

In addition to the stress that car accidents cause; such as fear of driving, anxiety, depression, and difficulty sleeping, many people involved in accidents must deal with the stress associated with negotiating payment from insurance companies, which can be a very tedious and difficult process.

Insurance companies are liable to cover costs of repair and replacement and are regulated by the government. If you have insurance, you are eligible to receive up to the maximum insurable amount listed in your insurance policy. Unfortunately, insurance companies will try to save themselves money whenever possible, which is why collecting insurance after an accident has occurred can be so stressful.

Hiring a Peck Law Group lawyer to assist you in dealing with the insurance company is always a good idea. Peck Law Group Lawyers will be able to advise you of your legal options and explain the various legal terms that the insurance company will be throwing your way and shall get you the maximum compensation you are entitled to under the law.

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Written by Adam Peck

Expertise: Personal Injury

Adam J. Peck, ESQ is a principal with Peck Law Group, APC. In 2008, Mr. Adam Peck received his Juris Doctorate from Whittier Law School where he graduated Cum Laude. His practice is primarily dedicated to representing Elders, Dependent Adults, along with their loved ones and family members, who have suffered horrific personal injuries.