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Student Loans Are Not Dischargeable in Bankruptcy Yet

Recent laws have made it more difficult and expensive for people to file for Chapter 7 bankruptcy, which erases most debts. Even if a person was […]

Chapters 7, 11 & 13 of the United States Bankruptcy Code Explained

The United States Bankruptcy code outlines procedural requirements for a bankruptcy filing under either chapter 7, 11 or 13. When you are considering filing for a […]

Chapter 7 Bankruptcy Could Mean The Liquidation Of Non-Exempt Assets

Chapter 7 Bankruptcy: Chapter 7 is a ‘liquidation’ of all the non-exempt assets that would allows a debtor to pay off some of their debts. As […]

Secured Lien in Bankruptcy Only Secured  To The Extent That there Is Value In the Asset

If a debtor in bankruptcy owes a debt, and the debt is secured by some kind of lien (like a mortgage), the claim is “secured.” The […]

Certain Taxes Can Be Discharged in Bankruptcy

Under certain circumstances, certain taxes can be discharged in bankruptcy. Very specific timing rules must be considered before you decide that bankruptcy is the answer to […]

Discharge and Dischargeability of Debt in Bankruptcy

What’s a Discharge? In both Chapter 7 (liquidation) and Chapter 13 (readjustment of debts), the bankruptcy court will grant you a discharge from your debts. This […]

How The New Federal Bankruptcy Laws May Affect Your Bankruptcy Protections

Bankruptcy is provided by Federal Law and all the cases related to bankruptcy are handled in Federal Court. Basically it is a legally declared by the […]

Liquidation and Reorganization The Two Forms of Bankruptcy Protection

There are two broad forms of bankruptcy, no matter your definition – Liquidation and reorganization. Liquidation is provided for in the United States under Chapter 7 […]

Exempt v. Non-Exempt Property Under The Chapter Seven Bankruptcy Code

Exempt vs. Non-exempt Property Under Chapter 7 In a Chapter 7 liquidation case, the debtor must relinquish certain property to the bankruptcy trustee so that he […]

Federal Law Allows Financially Overwhelmed People To File For Bankruptcy Protection

While federal law allows financially overwhelmed people to pursue debt relief through bankruptcy, such legal debt forgiveness is not automatic, according to the book “How to […]

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