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Avoidance of Liens in Bankruptcy pursuant to 11 U.S.C. § 522(c) – Child Support Judgment Avoidance

11 U.S.C. § 522(c) provides: (c) Unless the case is dismissed, property exempted under this section is not liable during or after the case for any […]


Bankruptcy Will Stop the Collectors From Harrassing and Contacting You

When the collectors start calling, about debt, and are hounding you every day about how exactly you are likely to pay back the debt and you […]


The Basic Procedures After Filing for Chapter 7 Bankruptcy Relief

Chapter Seven personal bankruptcy is quite often called “straight” or sometimes “liquidation” personal bankruptcy — it cancels a person’s debts, however an individual could have to […]


The Difference Between Chapter 7 and Chapter 13 Bankruptcy

We have all heard of bankruptcy, and the confusing sounding terms “Chapter 7″ and “Chapter 13″. Seemingly everyone is talking about Chapter 7 or Chapter 13 […]


Bankruptcy Is a Legal Declaration That An Individual Is Unable to Pay Their Debts

Debt is one of the most dreaded and troublesome aspects of a person’s finances. When people are in debt they need to pay back money that […]


Bankruptcy Reaffirmation Agreements a General Overview

A reaffirmation agreement legally obligates the debtor to pay all or a portion of otherwise dischargeable debts. It is a voluntary agreement not required by bankruptcy […]


Bankruptcy System Too Difficult and Expensive To Be Effective?

To date, our bankruptcy courts have done little to help the millions of people swimming in debt. Almost 5 percent of mortgage loans are now in […]


Chapter 7 Bankruptcy – It’s Meant to Discharge (Eliminate) Debt

Can I File Chapter 7 Bankruptcy? Chapter 7 bankruptcy is intended to provide relief for people who have a lot of unsecured debt and don’t have […]


New Bankruptcy Laws Actually Encourage Greater Losses Due to Increased Foreclosures

The passage of the tough new bankruptcy laws in 2005 was supposed to benefit consumers in the form of reducing losses to lenders by making it […]


There Are Six Types of Bankruptcy Under the United States Code

There are six types of bankruptcy under the Bankruptcy Code, located at Title 11 of the United States Code: Chapter 7: basic liquidation for individuals and […]



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